ในอนาคต.. ธนาคารจะให้ดอกเบี้ยเงินฝาก 0% ซึ่งเมืองไทยใกล้จุดนี้เข้าไปทุกทีแล้ว เราจะใช้ชีวิตอย่างไร ?
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ไม่สามารถฝากเงินกินดอก แบบคนในยุคก่อนได้แล้ว !
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ต้องไปดูว่า.. ประเทศที่ดอกเบี้ยเงินฝาก 0% อย่าง "ญี่ปุ่น".. เขามีชีวิตกันอย่างไร? ...
Continue ReadingIn the future.. Bank will give interest to 0 % deposits in Thailand. It's near to this point. How will we live?
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Can't deposite to eat flowers in an old age!
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Have to see how.. a country with 0 % deposited interest like ′′ Japan ".. how they live?
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Thailand.. Overall.. We are less rich than him. It might be harder than Japan as follows..
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1. elderly people may have to come back to work.. In Japan, we will see elderly people who have money to collect. But when deposits have no interest, they spend money. Keep eating money. Think positively and exercise to make your body strong.
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2. ′′ inflation ′′ will be higher. Inflation.. It's ′′ living expenses.. The interest of deposits doesn't mean that the incomparable won't increase. The reality is always increasing. The money we have to buy is getting less.
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3 ′′ Financial Freedom ′′ is getting out of reach for the same person. Bank deposits still have some interest. But next generation, if we don't know how to invest or save on the dividends, we may work until we die. There is no freedom. Financially anymore.
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4. people will spend less. More money will be rare if the interest of 0 % deposit is equal to the person who has all deposits doesn't have interest. Normally, the money has hundreds of thousands and millions per year.
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Think about the missing money that will make buying and spending of people drops. It's not different from Japan. It's been trapped here for over 20 years.
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5. assets. The price won't be reduced because people have no reason to carry cash. Simply said, money will flow from bank with no interest in ′′ the higher reward ′′ assets.
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For example, invest in savings, dividends which are dividends instead of interest, invest in funds, invest in property for rent.. Asset prices are beyond reaching..
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In the past.. I worked for a few years and bought a house. Now I have 30 years of installments. I got a condominium, no land!
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6. The society will be different. The investor will be richer while the person who doesn't know how to invest will be poor without knowing it... The social difference will be more important.
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7. money will be more over us. A rare generation. Most people will do everything for money.. Do everything to get money.. With no matter how and no care about the consequences. Just get money.
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Money can buy anyone.. Buy anything
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8. families will be divided. The generation before parents work ′′ Dual Income ′′ (the income is double)... No time to take care of their children. Social issues are this high. Both children and divorce issues are still in the middle of the work. If both parents and parents work.. And still not making enough money!!... This problem will get worse.
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9. corruption and cheating will be more out of the 7nd that people will do everything for money that will happen corruption.. more
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10. After the 0 % interest era, everything will be worse. Another person might think that when it's 0 % interest, life could be better, but.. before it gets better, it will be worse.
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Before the 0 % interest, it's because the liquidity is overflowing. But the overflowing money is in the hands of the rich people. The small amount of people who rarely spend. The small amount of spending is not sold. The economy is bad. The people are unemployed
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When the economy is bad, the one who has a loan can't pay back the debt. Companies are in debt. The solution is the one who is in debt and the company who is in debt must be broken before the system. Even if it comes back to start again.
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Japan has been this bad since 1980 (Ph. Prof. 2523) Today, I still have 0 % interest. It's still same bad.. Old people have to work.
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So how do we adapt in this era?
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′′ Transfer money from different accounts to live in the wife's name. I will take care of it myself.. Don't worry ′′ The wife's voice is loud.
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